Agentic AI and the OCC Regulatory Stance in 2026
When the Regulator Starts Using the Tool It Is Regulating I’ve seen the moment in any technology cycle when the institution designed to oversee a thing starts becoming the thing. We’re at that moment with AI in banking. The OCC isn’t watching from a distance anymore. It’s inside the machine, learning how it works, trying […]
The Unspoken Moment in a High-Stakes Board Meeting
What the Room Didn’t Say A particular kind of silence sounds like agreement. It fills the space after a decision gets made with confidence. It follows the dominant voice in the room when that voice doesn’t pause long enough for a reply. It shows up in the meeting notes as “team aligned” – and it’s […]
When Risk Frameworks Become Obsolete: An MRA Story
The Friday I Signed Off on a Risk Framework I Knew Was Broken There’s a particular kind of exhaustion that sets in on a Friday afternoon in Q3 when an OCC examination cycle looms. It’s not the clean tiredness of hard work finished. It’s the grubby, low-grade fatigue of a problem you’ve been managing rather […]