Agentic AI and the OCC Regulatory Stance in 2026
# When the Regulator Starts Using the Tool It Is Regulating I’ve seen the moment in any technology cycle when the institution designed to oversee a thing starts becoming the thing. We’re at that moment with AI in banking. The OCC isn’t watching from a distance anymore. It’s inside the machine, learning how it works, […]
The Unspoken Moment in a High-Stakes Board Meeting
# What the Room Didn’t Say A particular kind of silence sounds like agreement. It fills the space after a decision gets made with confidence. It follows the dominant voice in the room when that voice doesn’t pause long enough for a reply. It shows up in the meeting notes as “team aligned” — and […]
When Risk Frameworks Become Obsolete: An MRA Story
# The Friday I Signed Off on a Risk Framework I Knew Was Broken There’s a particular kind of exhaustion that sets in on a Friday afternoon in Q3 when an OCC examination cycle looms. It’s not the clean tiredness of hard work finished. It’s the grubby, low-grade fatigue of a problem you’ve been managing […]
Laksh Vaswani: Global Financial Leader and Innovator
# What the Press Release Left Out A colleague forwarded it to me with a congratulatory message. I read the headline — “global financial leader driving innovation and transformation” — and felt something I did not expect. Not pride. Not satisfaction. A mild, specific embarrassment, the kind you feel when someone introduces you at a […]
test post from london
# The Weight of It London does not let you think small. I was standing outside our Pall Mall office at half past seven on a Tuesday morning, watching the city assemble itself before the first calendar invite had fired. Black cabs cutting lines that have existed since horse-drawn carriages. The Lloyd’s building gleaming in […]